Home insurance, together with liability insurance, is in the interests of the owner and strictly recommended. This offers protection in situations that are not covered by Rendin's surety and vice versa. The owner is liable if there is no insurance, which can mean a loss of thousands of euros.
In short: 1) home insurance covers damage in the event of accidents and vandalism; 2) home insurance together with liability insurance indemnifies expenses if a third party (usually a neighbor) has caused damage as a result of an accident; 3) Rendin protects the owner if the loss or damage is caused through the tenant’s fault.